Affordability

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It’s essential to set a budget before viewing rental properties so that you only take on a rental you can comfortably afford.

And on applying for a tenancy of one of our properties, (UK) Property Pot will verify that your income is sufficient to cover the monthly rent. We usually require tenants to have an income of at least three times the rent. In certain circumstances we may require this to be higher. If asked to provide a guarantor, they will need to prove their income is at least three and a half times the rent.

Rent Chart Guide

Use the guide below to calculate what your maximum rent budget should be based on your gross annual income (before tax). If you will be renting with another adult, you can combine your annual incomes to work out what you can afford.

For Example: if two adults wanted to rent a property with a monthly rent of £2,500 they would need a combined annual income of £90,000.

Monthly RentTenant Income (3x)Guarantor Income (3.5x)
£1,000£36,000£42,000
£1,050£37,800£44,100
£,1100£39,600£46,200
£1,150£41,400£48,300
£1,200£43,200£50,400
£1,250£45,000£52,500
£1,300£46,800£54,600
£1,350£48,600£56,700
£1,400£50,400£58,800
£1,450£52,200£60,900
£1,500£54,000£63,000
£1,550£55,800£65,100
£1,600£57,600£67,200
£1,650£59,400£69,300
£1,700£61,200£71,400
£1,750£63,000£73,500
£1,800£64,800£75,600
Monthly RentTenant Income (3x)Guarantor Income (3.5x)
£1,850£66,600£77,700
£1,900£68,400£79,800
£1,950£70,200£81,900
£2,000£72,000£84,000
£2,050£73,800£86,100
£2,100£75,600£88,200
£2,150£77,400£90,300
£2,200£79,200£92,400
£2,250£81,000£94,500
£2,300£82,800£96,600
£2,350£84,600£98,700
£2,400£86,400£100,800
£2,450£88,200£102,900
£2,500£90,000£105,000
£2,550£91,800£107,100
£2,600£93,600£109,200
£2,650£95,400£111,300
Monthly RentTenant Income (3x)Guarantor Income (3.5x)
£2,700£97,200£113,400
£2,750£99,000£115,500
£2,800£100,800£117,600
£2,850£102,600£119,700
£2,900£104,400£121,800
£2,950£106,200£123,900
£3,000£108,000£126,000
£3,050£109,800£128,100
£3,100£111,600£130,200
£3,150£113,400£132,300
£3,200£115,200£134,400
£3,250£117,000£136,500
£3,300£118,800£138,600
£3,350£120,600£140,700
£3,400£122,400£142,800
£3,450£124,200£144,900
£3,500£126,000£147,000
Monthly RentTenant Income (3x)Guarantor Income (3.5x)
£3,550£127,800£149,100
£3,600£129,600£151,200
£3,650£131,400£153,300
£3,700£133,200£155,400
£3,750£135,000£157,500
£3,800£136,800£159,600
£3,850£138,600£161,700
£3,900£140,400£163,800
£3,950£142,200£165,900
£4,000£144,000£168,000
£4,050£145,800£170,100
£4,100£147,600£172,200
£4,150£149,400£174,300
£4,200£151,200£176,400
£4,250£153,000£178,500
£4,300£154,800£180,600
£4,350£156,600£182,700